As we continue through this hurricane season, it is never too late to review your insurance policy, especially if there are any changes to your underwriter. It is useful to remember that there are two important entities that support the Louisiana Insurance consumers. The Louisiana Guaranty Association (LIGA) was designed to create a safety net for insurance consumers if the insurance company becomes insolvent. The Louisiana Citizens Property Insurance Corporation is a nonprofit organization created to provide insurance products for residential and commercial property applicants who are in good faith entitled, but unable, to procure insurance through the voluntary insurance marketplace.
Both organizations provide a vital service to consumers. Please take a few moments to review and become familiar with their sites and the services they provide.
Stay safe partners.